PFM – UXBD

Client

Indian Bank

Industry

Banking & Finance

Services

User Research
UI Design

Timeline

6+ Months

Tools

Our user-friendly finance app simplifies money management, guiding informed decisions for lasting financial success. Effortlessly track, optimize, and achieve your goals while fostering financial awareness and savings habits. Join us on your journey to financial stability and resilience.

Analyser

helps you understand your spending habits by breaking down your expenses into clear categories, identifying trends, and highlighting areas where you might be overspending.

Trend

helps you understand your spending habits by breaking down your expenses into clear categories, identifying trends, and highlighting areas where you might be overspending.

Empowering Users with Intuitive Tools for Expense Tracking, Budgeting, and Goal-Based Investing Through Thoughtful UI/UX Design

This personal finance management mobile app is about designing an easy-to-use platform that helps people manage their money better.

The platform includes helpful tools to track daily expenses, set and manage budgets, analyze spending habits, and keep an eye on income. It also allows users to set savings goals, get smart investment suggestions, and plan for future goals like buying a home or retiring. The aim is to make financial planning simple, clear, and accessible for everyone.

Analyzing Challenges, Providing Practical Solutions

Fragmented Expense Tracking

The lack of a centralised and intuitive system hinders users from gaining a comprehensive view of their spending habits.

Unstructured Budgeting

Users find it challenging to adhere to generic budgets that do not align with their individualised financial goals and lifestyles.

Incomplete Income Tracking

Incomplete income tracking results in a lack of clarity about overall financial health and available funds.

Uncertain Investment Decisions

This uncertainty hampers the ability to grow wealth strategically and in alignment with long-term financial objectives.

Limited Transaction Analysis:

Users miss out on understanding detailed spending patterns, trends, and opportunities for optimizing their finances.

Automate actions like Save, Pay & Remind with a single tap

Personal insights

We help you build a meaningful relationship with your money and do more.

Vineet, you tend to indulge the most on Flipkart between the 7th and 14th of every month

You were charged an Annual Fee on your credit card ending 4290. Try requesting a waiver!

This month, Zomato brought delicious grub to your doorstep 7 times! Total = ₹3,700

Your PF contributions in 2020 make up 30% of your total PF balance!

Expecting a refund from Myntra? If it's not in your account in 3 days, we'll ping you!

Based on the insights gathered, our team designed thoughtful and user-friendly solutions to address each need, ensuring a complete and effective financial management experience.

Smarter Investment Guidance and Real-Time Insights

To address uncertainty in investment decisions, the app will feature detailed investment insights, real-time market updates, and simplified- recommendations. A personalized dashboard will help users track their investments, make informed choices, and align their strategies with long-term financial goals.

Automated Budgeting and Expense Categorization

To solve the issues of fragmented expense tracking and unstructured budgeting, the app will include automated expense categorization, intuitive budgeting tools, and customizable budget plans. This allows users to manage their money effortlessly, stay on top of their finances, and adjust budgets according to their lifestyle.

Modern, Customizable Experience with Seamless Integration

To meet the needs of users who expect more from their financial tools, the app will offer a sleek, modern interface with personalization options and integration with other technologies. This ensures a smooth, engaging, and future-ready experience for users who value both function and design.

Goal-Oriented Financial Planning

To help users overcome the challenge of unstructured goals and incomplete income tracking, the app will offer guided goal-setting, real-time progress tracking, and personalized recommendations. These features will keep users motivated and provide clarity on how to reach their financial objectives effectively.

Crafting Seamless Financial Experiences Through UX — Simplifying Personal Finance and Empowering Users to Achieve Their Goals